Translation guide
How to express the concept of 'payment method' in Japanese, from everyday cash to digital payments.
What payment methods do you accept?
Can I pay by credit card?
Cash only.
Asking or stating how to pay in a store, online, or in general.
The most common and neutral term for 'payment method'. Used in stores, online, and formal contexts.
What payment methods do you have?
Polite version with honorific お, often used by staff when addressing customers.
How would you like to pay?
Often used in online shopping, apps, and technical contexts. Slightly more formal and business-like.
Paying with physical money.
Paying with a credit card.
Full phrase for credit card payment. Often shortened in speech.
Paying with Suica, PASMO, or other contactless IC cards.
Paying with PayPay, LINE Pay, or similar apps.
Standard term for QR code payment services.
Can I use QR code payment?
Paying via bank transfer or automatic withdrawal.
Bank transfer, often used for online purchases or bill payments.
The question a cashier or website asks.
Polite, standard way for staff to ask. Literally 'How will you do the payment?'
In casual speech, you can often just say the payment type + で (e.g., カードで, 現金で) without explicitly saying 'payment method'.
支払い方法 is the general, everyday term. 決済方法 is more common in online shopping, apps, and formal business settings. Both are widely understood.
The payment method can be selected at checkout.
Polite, used in store or website instructions.
Please select a payment method.
Check available payment methods.
Standard term for cash payment. Often used in contrast to card or digital payments.
I'll pay in cash, please.
Simply 'cash'. Often used in short questions or answers.
Cash only.
Can I pay by credit card?
Short for credit card in payment contexts. Very common in casual conversation.
By card.
Generic term for electronic money, including Suica, nanaco, etc.
Can I pay with electronic money?
Specifically refers to transit IC cards like Suica or PASMO.
I'll pay with my transit IC card, please.
Generic term for smartphone-based payments, often includes QR and NFC.
With smartphone payment.
Please pay by bank transfer.
Automatic direct debit from a bank account, common for recurring bills.
I set up direct debit.
How would you like to pay?
Often asked before payment to clarify if splitting the bill. Not directly 'payment method' but related.
Will you pay together or separately?
各種お支払い方法をご利用いただけます。
We accept various payment methods.
Formal, often seen on signs or websites.