noun
unsecured loan; loan without collateral
A loan extended based solely on the borrower's creditworthiness, without requiring collateral. Common in banking and finance contexts.
この銀行は中小企業向けに信用貸しを行っている。
This bank provides unsecured loans to small and medium-sized enterprises.
担保貸し is a secured loan that requires collateral, while 信用貸し is an unsecured loan based on trust.
Compound of 信用 (credit, trust) and 貸し (lending). The term directly reflects the concept of lending based on trust rather than collateral.