noun
credit company; consumer credit company
Refers to a company that handles consumer credit, such as installment-payment financing or credit-card-related credit services. Often appears in contexts of applications, screening, and merchant tie-ups.
信販会社の審査に通らなかった。
I did not pass the credit company's screening.
その店は信販会社と提携して分割払いを扱っている。
That store works with a credit company to offer installment payments.
Specifically a credit card company; 信販会社 is broader and can include installment credit and other consumer credit services.
Refers to consumer finance or personal-loan businesses; 信販会社 more often concerns credit sales, installment payments, and card-based credit.
The full term meaning credit sales; 信販 in 信販会社 is the abbreviated industry term.
Compound of 信販, an abbreviation of 信用販売 meaning credit sales, and 会社 meaning company.