個こ人じん型がた確かく定てい拠きょ出しゅつ年ねん金きん

also: イデコ

Meanings

individual-type defined contribution pension plan; iDeCo

A Japanese tax-advantaged retirement savings account where individuals manage their own contributions and investments. Often referred to by the abbreviation iDeCo.

個こ人じん型がた確かく定てい拠きょ出しゅつ年ねん金きん（iDeCo）に加か入にゅうすると、掛かけ金きんが全ぜん額がく所しょ得とく控こう除じょになります。
If you join an individual-type defined contribution pension plan (iDeCo), your contributions are fully tax-deductible.
iDeCoの運うん用よう商しょう品ひんは自じ分ぶんで選えらべます。
You can choose the investment products for your iDeCo yourself.

Kanji

個individual, counter for articles
人person
型mould, type, model
確assurance, firm, tight
定determine, fix, establish
拠foothold, based on, follow
出exit, leave, go out
年year, counter for years
金gold

Related words

確かく定てい拠きょ出しゅつ年ねん金きん
The broader category of defined contribution pension plans, which includes both corporate and individual types. 個人型確定拠出年金 specifically refers to the individual type.
企き業ぎょう型がた確かく定てい拠きょ出しゅつ年ねん金きん
The corporate-type defined contribution pension plan, where employers make contributions on behalf of employees. Contrasts with the individual type where the individual contributes directly.

Built from

個こ人じん+型かた+確かく定てい拠きょ出しゅつ年ねん金きん

Written forms

個こ人じん型がた確かく定てい拠きょ出しゅつ年ねん金きん
Official Japanese term for the individual-type defined contribution pension plan, commonly known as iDeCo.
iDeCo
Common abbreviation used in everyday conversation and financial documents. The reading is a katakana approximation.

Etymology

A compound of 個人型 (individual type), 確定 (fixed/defined), 拠出 (contribution), and 年金 (pension). The term was coined as part of Japan's pension reform to describe the individual-managed defined contribution plan.