security interest; security right
Legal term for a right over property that secures payment or performance of an obligation, such as a mortgage or pledge.
The bank established a security interest over the real estate as a condition for the loan.
By enforcing the security right, the creditor can auction the mortgaged property.
抵当権 (mortgage) is a specific type of 担保権 that applies to real estate without transferring possession.
Compound of 担保 (collateral, security) and 権 (right, authority). A straightforward legal term formed from Sino-Japanese elements.