noun
A legal/financial term for property pledged as security for a loan or obligation.
銀行は融資の条件として担保物件を要求した。
The bank required collateral as a condition for the loan.
担保 is the broader term for security or collateral in general, while 担保物件 specifically refers to the physical property or asset used as collateral.
Compound of 担保 (collateral, security) and 物件 (property, object).