noun
excessive lending; over-financing
Refers to lending beyond prudent limits, often in a financial or economic context.
銀行の過剰融資が不良債権問題を引き起こした。
Excessive lending by banks caused the non-performing loan problem.
過剰融資を防ぐため、審査基準を厳しくする必要がある。
To prevent over-financing, we need to tighten the screening criteria.
Compound of 過剰 (excess) and 融資 (financing/lending).