credit company; consumer credit company
Refers to a company that handles consumer credit, such as installment-payment financing or credit-card-related credit services. Often appears in contexts of applications, screening, and merchant tie-ups.
I did not pass the credit company's screening.
That store works with a credit company to offer installment payments.
He applied to a consumer credit company to set up a loan.
I successfully passed the credit company's screening and was able to buy the car.
This shop has a tie-up with a major consumer credit company.
クレジットカード会社 refers specifically to a company issuing credit cards, while 信販会社 is the broader term covering installment credit and other consumer financing as well.
消費者金融 refers to personal-loan/cash-lending businesses, whereas 信販会社 mainly deals with credit sales, installment payments, and card-based purchase credit.
Compound of 信販, an abbreviation of 信用販売 meaning credit sales, and 会社 meaning company.