problem loans; non-performing loans
Financial term for loans that are at risk of default or have already defaulted. Often used in banking and economic contexts.
Banks are busy dealing with problem loans.
不良債権 is a more common and direct term for non-performing loans, while 問題債権 is slightly broader and can include loans that are merely problematic.
Compound of 問題 (problem) and 債権 (credit/loan). The exact historical derivation is uncertain; the term is a modern financial expression.