対たい人じん信しん用よう

noun

personal credit

Legal and financial term referring to credit extended based on an individual's trustworthiness rather than collateral.

• 銀ぎん行こうは対たい人じん信しん用ようを重じゅう視しして融ゆう資しを判はん断だんする。

  Banks assess loans by placing importance on personal credit.

• 対たい人じん信しん用ようが低ひくいと、借かり入いれが難むずかしくなる。

  If your personal credit is low, borrowing becomes difficult.