当とう座ざ預よ金きん

と

う

ざ

よ

き

ん

Meanings

1

noun

checking account; current account

A bank account used for frequent deposits and withdrawals, typically with a checkbook or debit card. In Japan, 当座預金 is specifically for businesses and organizations, while individuals use 普通預金.

会かい社しゃは当とう座ざ預よ

金きん

を

開かい

設せつ

し

て

、

取とり

引ひき

先さき

へ

の

支し

払はら

い

に

使つか

っ

て

いる

。

The company opened a checking account and uses it for payments to business partners.

当とう座ざ預よ金きんには利り息そくがつかないことが多おおい。

Checking accounts often do not earn interest.

Kanji

当hit, right, appropriate
座squat, seat, cushion
預deposit, custody, leave with
金gold

Related words

当とうN1
当座預金 is the full banking term for 'checking account', while 当 is its shortened jargon form used inside compound financial terms.

Don't confuse with

定てい期き預よ金きんN2
定期預金 is a savings account with a fixed term, whereas 当座預金 is a checking-style account used mainly for business payments and has no interest or term.
普ふ通つう預よ金きん
普通預金 is the everyday personal savings account, whereas 当座預金 is a non-interest-bearing checking account mainly used by businesses for settling payments.

Word family

当とう座ざ預よ金きん口こう座ざ
checking account; current account

Built from

当とう座ざ+預よ金きん

Etymology

当座 (とうざ, 'current, immediate') + 預金 (よきん, 'deposit'). The term reflects the account's purpose for immediate transactions.