自損事故
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Meanings
1
self-inflicted accident; one-car accident
Typically used in traffic contexts for an accident where the driver alone is at fault and no other vehicle is involved, such as hitting a guardrail or a tree. Can also refer to other self-caused accidents.
He caused a one-car accident on the expressway and the car was wrecked.
Even in a self-inflicted accident, insurance may apply in some cases.