Usage patterns 金きん 利り が 上あ がる for interest rates to rise
Interest rates have risen slightly since last month.
金きん 利り を 下さ げる to lower interest rates (e.g. by a central bank)
The Bank of Japan lowered interest rates as an economic stimulus measure.
金きん 利り がつく for interest to be charged or earned
This deposit earns interest at an annual rate of 0.1%.
金きん 利り を 払はら う to pay interest
I pay interest on my loan every month.
Kanji 利 profit, advantage, benefit Related words 利息 is the everyday and financial term for the actual money paid or earned as interest, while 金利 focuses on the rate or percentage applied.
利子 refers to the interest amount paid or received on a loan or deposit, whereas 金利 emphasizes the rate or terms behind that interest.
利率 is a more literal, technical word for the interest rate as a percentage, while 金利 is the broader term commonly used in banking and news.
金利 is the general term for any interest rate, while プライムレート refers specifically to the preferential benchmark rate banks offer their most creditworthy borrowers.
金利 is the broad term for interest rates on loans and deposits, while 利回り specifically measures the yield on an investment such as a bond or stock.
Don't confuse with 利息 refers to the actual amount of interest paid or received, whereas 金利 refers to the interest rate (percentage) used to calculate it.
金利 refers to the interest rate (a percentage), whereas 利子 refers to the actual amount of interest paid or earned.
金利 is the general term for an interest rate itself, while 利下げ specifically means the act of cutting that rate.
金利 is the general word for 'interest rate' used in everyday contexts, whereas 公定歩合 is the specific official rate set by the central bank for lending to commercial banks.
Etymology Sino-Japanese compound of 金 , associated with money, and 利 , associated with profit, benefit, or interest. The spelling transparently reflects the financial meaning.
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