soft loan; long-term low-interest loan
A financial term for a loan with a long repayment period and a low interest rate, often provided by government or international institutions on favorable terms.
The government implemented long-term low-interest loans for small and medium-sized enterprises.
Long-term low-interest loans from international organizations were used for infrastructure development in developing countries.
Compound of 長期 (long-term), 低利 (low interest), and 貸付 (loan, lending). The term is a direct translation of the English 'soft loan' and is used primarily in financial and developmental contexts.