noun
off-market real estate sale; negotiated sale due to loan repayment issues
A real estate term referring to a sale where the owner, often under pressure from a lender, sells a property through negotiation rather than public auction. Typically used when the owner cannot keep up with loan payments.
ローンの返済が難しくなり、自宅を任意売却することにした。
As it became difficult to repay the loan, I decided to sell my home through a negotiated off-market sale.
任意売却は競売より高く売れる可能性がある。
A negotiated sale may fetch a higher price than an auction.
Compound of 任意 (voluntary, optional) and 売却 (sale, disposal). The term is used in real estate and finance contexts.