noun
individual retirement savings plan
A formal financial term for a personal retirement savings scheme, similar to an IRA or personal pension plan.
個人退職金積立計画に加入すると、税制上の優遇措置が受けられる場合がある。
By enrolling in an individual retirement savings plan, you may receive tax benefits.
会社に頼らず、個人退職金積立計画で老後に備える人も増えている。
More people are preparing for retirement through individual retirement savings plans without relying on their company.
Compound of 個人 (individual), 退職金 (retirement payment), 積立 (accumulation), and 計画 (plan). A modern financial term with no historical derivation.