Usage patterns 積つみ 立たて をする to do installment saving
I set aside a fixed amount every month in savings.
積つみ 立たて を 始はじ める to start a savings plan
I started my installment savings plan when I was a new employee.
積つみ 立たて を 増ふ やす to increase one's savings contributions
Since I got a bonus, I increased my savings contributions.
積つみ 立たて を 下お ろす to withdraw accumulated savings
I withdrew my savings and bought a car.
Kanji 積 volume, product (x*y), acreage Related words 貯金 refers to saving money generally (often in a bank account), while 積立 emphasizes the regular, planned process of setting aside funds in installments.
貯蓄 is a broader term covering all forms of saving or asset accumulation, whereas 積立 specifically denotes contributing fixed amounts on a regular schedule.
蓄積 can describe the accumulation of anything (knowledge, data, wealth), while 積立 is limited to the regular setting-aside of money or resources.
Word family reserve fund; savings; deposit
installment savings; regular savings plan
reserve fund; accumulated fund
individual retirement savings plan
Written forms 積つ み 立た て Usage 10%
Standard full form; preferred for clarity in general writing.
積つみ 立たて Usage 86%
Common abbreviation in financial contexts (e.g., 積立金 , 積立投資 ).
積つみ 立た て Usage 4%
Less common variant without okurigana み .
つみたて Usage 1%
Etymology Compound of 積み (noun form of 積む , 'to pile up') + 立て (noun form of 立てる , 'to set up, establish'). Literally 'piling up and setting aside', referring to the systematic accumulation of funds.
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