個こ人じん退たい職しょく金きん積つみ立たて計けい画かく

noun

individual retirement savings plan

A formal financial term for a personal retirement savings scheme, similar to an IRA or personal pension plan.

• 個こ人じん退たい職しょく金きん積つみ立たて計けい画かくに加か入にゅうすると、税ぜい制せい上じょうの優ゆう遇ぐう措そ置ちが受うけられる場ば合あいがある。

  By enrolling in an individual retirement savings plan, you may receive tax benefits.

• 会かい社しゃに頼たよらず、個こ人じん退たい職しょく金きん積つみ立たて計けい画かくで老ろう後ごに備そなえる人ひとも増ふえている。

  More people are preparing for retirement through individual retirement savings plans without relying on their company.