利り子し

り

し

Common wordJLPTN2Freq.FrequencyTop 20,000

Meanings

noun

interest (on a deposit, loan, etc.)

Refers to the fee paid for the use of borrowed money or earned on savings. Often used in financial contexts.

Usage patterns

〈物もの〉に利り子しがつくinterest accrues on something (e.g. a deposit)
この口こう座ざには年ねん0.1％の利り子しがつく。
This account earns 0.1% interest per year.
利り子しを払はらうto pay interest
ローンの利り子しを毎まい月つき払はらっている。
I pay interest on my loan every month.
利り子しを得えるto earn/receive interest
定てい期き預よ金きんで利り子しを得えることができる。
You can earn interest with a fixed deposit.
利り子しが高たかい／低ひくいthe interest is high/low
その銀ぎん行こうの利り子しは他ほかより高たかい。
That bank's interest is higher than others.

Kanji

利profit, advantage, benefit
子child, sign of the rat, 11PM-1AM

Related words

利り息そくN2
利息 is the more formal or technical term for interest used in legal and financial documents, while 利子 is the everyday word for interest on savings or loans.
金きん利りN1
利子 refers to the interest amount paid or received on a loan or deposit, whereas 金利 emphasizes the rate or terms behind that interest.
利り払ばらい
利子 is another word for the interest charged, whereas 利払い specifically means the payment event of that interest.

Opposites

元がん金きん
元金 is the principal sum borrowed or invested, while 利子 is the extra amount paid on top of that principal.
元がん本ぽん
利子 is the interest earned on top of the loaned or invested amount, whereas 元本 is that original amount itself.

Don't confuse with

金きん利りN1
金利 refers to the interest rate (a percentage), whereas 利子 refers to the actual amount of interest paid or earned.
利り率りつN1
利子 refers to the actual interest money paid or received, whereas 利率 refers to the percentage rate used to calculate that amount.
利り益えきN2
利子 refers specifically to interest earned on money, while 利益 refers to profit or benefit in general, so the two are easily confused because both relate to money gained.

Word family· 11

利り子し割わり
prefectural share of bank deposit interest tax
利り子し率りつ
interest rate
利り子し税ぜい
tax interest; interest on deferred tax
無む利り子し
interest-free; no interest
利り子し所しょ得とく
interest income; income from interest

Show 5 more

利り子し補ほ給きゅう
subsidized interest payments
延えん滞たい利り子し
interest in arrears; overdue interest
経けい過か利り子し
accrued interest
利り子し平へい衡こう税ぜい
interest equalization tax
利り子し支し払はらい
interest payment

See all 11 in Explore →

Etymology

Compound of 利 (profit, advantage) and 子 (child, small thing), referring to the 'child' or product of capital. The exact historical derivation is uncertain.