noun
deferment period; grace period; interest-only period
Financial term for a period during which principal repayment is deferred, often with only interest payments due. Common in loan and mortgage contexts.
このローンには5年間の据置期間が設定されている。
This loan has a five-year grace period.
据置期間中は利息のみを支払う。
During the deferment period, only interest is paid.
猶予期間 is a broader term for any grace period or moratorium, while 据置期間 specifically refers to a deferment of principal repayment in financial contexts.
Compound of 据え置き (deferment, from verb 据え置く 'to leave as is, to defer') and 期間 (period).