noun
A financial term for debt that is not backed by collateral.
無担保貸付金は、担保がないため金利が高くなる傾向がある。
Unsecured debt tends to have higher interest rates because there is no collateral.
担保 means collateral or security, while 無担保貸付金 is the debt itself that lacks such security.
Compound of 無 (mu, 'without'), 担保 (tanpo, 'collateral'), 貸付 (kashitsuke, 'lending'), and 金 (kin, 'money').