expression, godan verb (-ru)
pay out of one's own pocket; use one's own money
Emphasizes that the money comes from one's personal funds, not from an expense account or someone else. Often used when the speaker bears the cost themselves.
交通費は身銭を切って払った。
I paid the travel expenses out of my own pocket.
会社の経費ではなく、身銭
I bought the teaching materials with my own money, not on the company expense account.