noun
bank transfer
Refers to the act of transferring money via a bank, often used in payment instructions or billing contexts.
お支払いは銀行振込でお願いします。
Please pay by bank transfer.
銀行振込の手数料はお客様負担となります。
The bank transfer fee is to be borne by the customer.
振込 is the general term for a transfer (of money), while 銀行振込 specifically means a bank transfer, as opposed to other methods like postal transfer.
口座振替 refers to an automatic account-to-account transfer (direct debit), whereas 銀行振込 is typically a one-time manual transfer initiated by the payer.
Compound of 銀行 (bank) and 振込 (transfer, from 振り込む 'to transfer money').