両りょう建だて預よ金きん

noun

compulsory deposit in return for loan

A banking practice where a borrower is required to place a deposit with the lender as a condition for receiving a loan, effectively reducing the net loan amount.

• 両りょう建だて預よ金きんは、融ゆう資しの条じょう件けんとして預よ金きんを義ぎ務む付づける仕し組くみです。

  Compulsory deposit in return for loan is a system that requires a deposit as a condition for financing.

• 中ちゅう小しょう企き業ぎょう向むけ融ゆう資しで、両りょう建だて預よ金きんが問もん題だい視しされることがある。

  In loans to small and medium-sized enterprises, compulsory deposits in return for loans are sometimes seen as problematic.