off-market real estate sale; negotiated sale due to loan repayment issues
A real estate term referring to a sale where the owner, often under pressure from a lender, sells a property through negotiation rather than public auction. Typically used when the owner cannot keep up with loan payments.
As it became difficult to repay the loan, I decided to sell my home through a negotiated off-market sale.
A negotiated sale may fetch a higher price than an auction.
競売 is a public auction, often court-ordered, while 任意売却 is a voluntary, privately negotiated sale, usually to avoid auction.
不動産売却 is a general term for selling real estate, whereas 任意売却 specifically refers to a negotiated sale under financial distress.
Compound of 任意 (voluntary, optional) and 売却 (sale, disposal). The term is used in real estate and finance contexts.