noun
things on hand; things in stock
Refers to items or goods one currently has available, often in a physical or inventory sense.
持ち合わせの材料で夕食を作った。
I made dinner with the ingredients I had on hand.
noun
money on hand; cash at hand
Specifically refers to money one has available, such as cash in a wallet or pocket.
持ち合わせが足りなくて、カードで払った。
I didn't have enough cash on hand, so I paid by card.
noun which may take the genitive case particle 'no'
Used attributively with の to describe something that is currently available or in one's possession.
持ち合わせの知識では答えられなかった。
I couldn't answer with the knowledge I had on hand.