noun
unsecured loan; unsecured debt; unfunded debt
Financial term for a loan or debt that is not backed by collateral. 無担保 means 'unsecured', 借入金 means 'borrowed money' or 'loan'.
この会社は無担保借入金が多く、財務状況が心配だ。
This company has a lot of unsecured debt, and its financial situation is worrying.
Banks are tightening their screening of unsecured loans.