noun
negotiable deposit
A banking term for a deposit that can be transferred to a third party, such as a negotiable certificate of deposit (NCD).
銀行は譲渡性預金の金利を引き上げた。
The bank raised the interest rate on negotiable deposits.
Compound of 譲渡 (じょうと, 'transfer') + 性 (せい, '-ability') + 預金 (よきん, 'deposit').