noun
collateral credit; credit secured by property
Business term referring to credit extended based on the value of tangible assets or real property as collateral.
銀行は対物信用を重視して融資を判断する。
Banks assess loans with an emphasis on collateral credit.
対物信用の枠を拡大するには、担保となる不動産の評価が重要だ。
To expand the collateral credit line, the valuation of the real estate serving as security is crucial.