expression, i-adjective
strapped for cash; hard up; short of money
Idiomatic expression literally meaning 'one's pocket is cold', used to describe a temporary lack of money. Often used in a self-deprecating or humorous way.
See also: 懐が寂しい
給料日前で懐が寒い。
I'm strapped for cash right before payday.
At the end of the year, with all the expenses, I end up short of money.