also: もちや
one's own house; privately owned home
Refers to a house that one owns, as opposed to renting. Commonly used in contexts like housing statistics, personal finance, and discussions about homeownership.
彼は30歳で持ち家を買った。
He bought his own house at age 30.
持ち家率が年々下がっている。
The homeownership rate is declining year by year.
My parents live in a house they own.
He owns a home in the city.
The home ownership rate in this area has been rising year by year.
Simplified kanji form, less common but still seen.
Rare reading; mostly found in older or dialectal contexts.